Thank you Daughter ~ in ~ Distress for your question:
Should I keep my Private Health Insurance Cover? It's so expensive and I haven't had a need for it - yet.
It's a dilemma for sure. Especially if you think that the minute you cancel the cover, you may need it. Health Insurance can help you have peace of mind but at what price? You could pay till you're 50 and never need it ~ let's hope so !
But for now, whilst you decide, you could limit the costs: ~
Tell the Insurance Company you're looking around for a better price.
You should have some 'No Claims' ~ often not offered unless you ask.
Choose the lowest tariff.
Consider an excess.
Limit amount available on outpatient visits. [Includes Consultant/Scans/Blood Tests] You can change the band content each year.
Hope this helps, Jill
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